There are many blogs out there, many great ones, that go through the tips and tricks of saving money, getting out of debt, planning for retirement, living frugal, etc. This isn’t one of those blogs. I can’t sit here and tell you how you should get out of debt when I’m neck deep in it myself, and that’s the reality of it.

However, I can sit here and record what I’m doing, how I’m doing, and how it’s working out for me, to keep myself on track with the goals I make, and to share with others the mentality and psychology that I’m going through when making the decisions that I make. Maybe I’ll get a comment or two from someone able to point out something I miss or offer a little guidance, maybe not.

Oh, and I’m no financial expert (if it’s not obvious already), so take my “advice” with a grain of salt.  Your mileage may vary.

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